This document modifies and changes any summary plan descriptions previously distributed to you. The U.S. Department of Labor requires JPMorgan Chase to routinely provide benefits plan summaries to plan participants. Please retain this information for your records.
This document does not include all of the details contained in the applicable insurance contracts, plan documents, and trust agreements. If there is a discrepancy between the official plan documents and this summary, the official plan documents will govern.
Be sure to read the "About This Guide"section for more important details about the plans, and for references to the official plan documents that contain the full specifics about the plans.
This section provides you with important information about your JPMorgan Chase benefits plans as required by the Employee Retirement Income Security Act of 1974 (ERISA). While ERISA doesn't require JPMorgan Chase to provide you with benefits, it does mandate that JPMorgan Chase clearly communicate to you how the plans subject to the provisions of ERISA operate and what rights you have under the law regarding plan benefits. This section is part of the summary plan description of each of your JPMorgan Chase benefits plans governed by ERISA, as described in the specific plan sections.
You'll also find information on the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) in this section. Under COBRA, you and your covered dependents have the right to continue health care coverage at your own expense for a certain period of time if your JPMorgan Chase-provided health care coverage ends under certain circumstances.
Copies of actual plan documents are filed with the Plan Administrator and are available upon request.
Questions?
To Access Certain Web Centers:
For Health and Income Protection Plans, contact the Benefits Call Center through accessHR:
1-877-JPMChase (1-877-576-2427)
Quick Path: Enter your Standard ID or Social Security number; press 1; enter your PIN; press 1
TDD: 1-800-719-9980
If calling from outside the United States:
1-212-552-5100 (GDP# 352-5100)
Service Representatives are available from 8 a.m. to 7 p.m., Eastern Time, Monday through Friday except certain U.S. holidays.
For the Retirement Plan, contact accessHR at the number shown above.
Quick Path: Enter your Standard ID or Social Security number; press 1; enter your PIN; press 2
For the 401(k) Savings Plan, contact the 401(k) Savings Plan Call Center:
1-866-JPMC401k (1-866-576-2401)
TDD: 1-800-345-1833
Service Representatives are available from 8 a.m. to 8 p.m., Eastern Time, Monday through Friday except New York Stock Exchange holidays.
For Health and Income Protection Plans:
From Work: Go to Company Home > My Rewards @ Work > Benefits Web Center