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Plan Administration
Update: Your Guide to Benefits at JPMorgan Chase
This document is the Plan Administration section of your JPMorgan Chase summary plan description. The U.S. Department of Labor requires JPMorgan Chase to routinely provide benefits plan summaries to plan participants. Please retain this information for your records.
This document does not include all of the details contained in the applicable insurance contracts, plan documents, and trust agreements. If there is a discrepancy between the official plan documents and this summary, the official plan documents will govern.
Be sure to read the "About This Guide" section for references to the official plan documents that contain the full specifics about the plans.
This section provides you with important information about your JPMorgan Chase benefits plans as required by the Employee Retirement Income Security Act of 1974 (ERISA). While ERISA doesn't require JPMorgan Chase to provide you with benefits, it does mandate that JPMorgan Chase clearly communicate to you how the plans subject to the provisions of ERISA operate and what rights you have under the law regarding plan benefits. This section is part of the summary plan description of each of your JPMorgan Chase benefits plans governed by ERISA, as described in the specific plan sections.
You'll also find information on the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) in this section. Under COBRA, you and your covered dependents have the right to continue health care coverage at your own expense for a certain period of time if your JPMorgan Chase-provided health care coverage ends under certain circumstances.
Copies of actual plan documents are filed with the Plan Administrator and are available upon request.
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Questions?
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To Access Certain Web Centers:
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For Health and Income Protection Plans, contact the Benefits Call Center through accessHR:
1-877-JPMChase (1-877-576-2427)
If calling from outside the United States:
For the Disability Leave Policy, contact accessHR at the number shown above.
Service Representatives are available from 8 a.m. to 7 p.m. Eastern Time, Monday through Friday, except certain U.S. holidays.
For the Retirement Plan, contact accessHR at the number shown above.
For the 401(k) Savings Plan, contact the 401(k) Savings Plan Call Center:
If calling from outside the United States:
Participant Services Representatives are available from 8 a.m. to 8 p.m. Eastern Time, Monday through Friday, except New York Stock Exchange holidays.
For the Employee Assistance Program, contact ComPsych at:
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For Health and Income Protection Plans:
From Work: Go to Company Home > My Rewards @ Work > Benefits Web Center
For the 401(k) Savings Plan:
From Work: Go to Company Home > My Rewards @ Work > 401(k) Savings Plan Web Center
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The JPMorgan Chase U.S. Benefits Program is available to most full-time and part-time U.S. dollar-paid salaried employees who are regularly scheduled to work 20 hours or more a week and who are employed by JPMorgan Chase & Co. or one of its subsidiaries to the extent that such subsidiary has adopted the JPMorgan Chase U.S. Benefits Program. The JPMorgan Chase Expatriate Medical and Dental Plan options are available to most full-time and part-time expatriate employees who are regularly scheduled to work 20 hours or more a week and who are employed by JPMorgan Chase & Co. or one of its subsidiaries to the extent that such subsidiary has adopted the JPMorgan Chase U.S. Benefits Program. This information does not include all of the details contained in the applicable insurance contracts, plan documents, and trust agreements. If there is any discrepancy between this information and the governing documents, the governing documents will control. JPMorgan Chase & Co. expressly reserves the right to amend, modify, reduce, change, or terminate its benefits and plans at any time. The JPMorgan Chase U.S. Benefits Program does not create a contract or guarantee of employment between JPMorgan Chase and any individual. JPMorgan Chase or you may terminate the employment relationship at any time.
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