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The Employee Stock Purchase Plan
Update: Your Guide to Benefits at JPMorgan Chase
This document modifies and changes any summary plan descriptions previously distributed to you. The U.S. Department of Labor requires JPMorgan Chase to routinely provide benefits plan summaries to plan participants. Please retain this information for your records.
This document does not include all of the details contained in the applicable insurance contracts, plan documents, and trust agreements. If there is a discrepancy between the official plan documents and this summary, the official plan documents will govern.
Be sure to read the "About This Guide" section and the "Plan Administration" section for more important details about the plan and this description, and for references to the official plan documents that contain the full specifics about the plan.
Your Wealth Accumulation Program
JPMorgan Chase offers a number of wealth accumulation plans that help you build income for your future. These plans include:
Working together, the components of these plans — along with your personal savings and Social Security benefits allow you to design a personal strategy to help you meet your long-term financial needs.
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Questions?
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To Access the Benefits Web Center:
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Contact the Benefits Call Center through accessHR:
If calling from outside the United States:
Service Representatives are available from 8 a.m. to 7 p.m., Eastern Time, Monday through Friday except certain U.S. holidays.
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From Work: Go to Company Home > My Rewards @ Work
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Employees Outside the United States
If you're employed by JPMorgan Chase or a designated subsidiary outside the United States, you are eligible to participate in the plan, as long as the laws of the country in which you work allow for your participation. However, before enrolling in the plan, you should consult with a tax advisor. Since you're employed outside the United States, please contact your local Human Resources Business Partner or local Benefits Administrator for questions on the Employee Stock Purchase Plan. (The Benefits Call Center provides support for U.S.-paid employees only.)
The Employee Stock Purchase Plan encourages you to become an owner of JPMorgan Chase by providing you with:
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The ability to purchase the company's common stock at a 5% discount without paying a broker's fee;
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The chance for your stock ownership to grow through automatic reinvestment of dividends; and
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Access to your stock while you are still actively at work.
Participation in the Employee Stock Purchase Plan is optional. You decide whether or not to participate in the plan and your level of participation. You may also change your level of participation once enrolled. However, there are some limitations and restrictions on participation, and participation in the plan does carry risk, including potential loss of your investment due to market fluctuations.
This document constitutes part of a prospectus covering securities that have been registered under the Securities Act of 1933.
This document describes the terms and conditions under which you may purchase JPMorgan Chase common stock under the Employee Stock Purchase Plan. The plan itself has a number of features that give JPMorgan Chase flexibility in designating the terms and conditions associated with the purchase of such shares. However, unless we otherwise notify you, the following will govern your purchase of shares under the plan.
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