Your Group Legal Services Plan coverage will end if your work status changes, and you are then scheduled to work fewer than 20 hours per week.

Under the Disability Leave Policy, you may have the financial protection of full or partial pay for up to 25 weeks. For the approved period of your disability leave, you'll remain eligible to be covered under the Group Legal Services Plan. JPMorgan Chase will deduct any required contributions for Group Legal Services Plan coverage from the pay you receive during this period on an after-tax basis.

If you receive long-term disability (LTD) benefits from the LTD Plan, your semimonthly rate will be converted to a monthly rate. (The actual cost of your coverage will not change.) JPMorgan Chase will directly bill you for any required contribution on an after-tax basis.

Your group legal services coverage will continue only if you are receiving LTD benefits under the LTD Plan and you make timely payments. Be sure to consider this carefully before you decline coverage under the LTD Plan. (Please see the "Long-Term Disability" section of this Guide for more information.)

For an approved leave of absence, you'll still be covered by the Group Legal Services Plan. JPMorgan Chase will directly bill you for any required contributions on an after-tax basis.

If you do not make the required contributions to continue your Group Legal Services Plan coverage, your coverage will be canceled. However, your coverage may be automatically reinstated when you return to work.

Please see the "Plan Administration" section of this Guide for more information about what happens to your benefits during an unpaid leave of absence (i.e., FMLA, Military Leave).

If your employment with JPMorgan Chase terminates, participation for you and your covered dependents usually ends on your termination date. You have the option to continue coverage by contacting Hyatt Legal Plans, the claims administrator, at 1-800-821-6400 within 31 days of the date your coverage ends and continuing the plan for an additional 24 months with direct payment to Hyatt Legal Plans. Any services in progress before your termination date will be provided, even if you don't continue your coverage.

If you retire from JPMorgan Chase, coverage for you and your covered dependents ends on your retirement date.

You may be eligible to continue coverage under the Retiree Group Legal Services Plan. For more information, please refer to the As You Retire Guide available on Company Home > HR & Personal > Pay & Benefits > Library.

If you continue to work for JPMorgan Chase after you reach age 65 (and/or if your spouse reaches age 65 while you're still working at JPMorgan Chase), you and your covered dependents can continue to be covered under the Group Legal Services Plan.

If you divorce or become legally separated, coverage for your spouse will end on the date of your divorce or legal separation.

If you die while actively employed at JPMorgan Chase, coverage will end for your dependents as of the date of your death.