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The Long-Term Disability (LTD) Plan
Update: Your Guide to Benefits at JPMorgan Chase
This document is your summary plan description of the JPMorgan Chase Long-Term Disability (LTD) Plan. The U.S. Department of Labor requires JPMorgan Chase to routinely provide benefits plan summaries to plan participants. Please retain this information for your records.
This document does not include all of the details contained in the applicable insurance contracts, plan documents, and trust agreements. If there is a discrepancy between the official plan documents and this summary, the official plan documents will govern.
Be sure to read the "About This Guide" section and the "Plan Administration" section for more important details about the plan and this description, and for references to the official plan documents that contain the full specifics about the plan.
JPMorgan Chase recognizes how important income replacement can be to you and your family if you become seriously ill or injured and you can't work. The Long-Term Disability (LTD) Plan generally pays a benefit if a disability keeps you out of work and you've exhausted your coverage under the Disability Leave Policy, provided your disability has been approved by The Hartford, the claims administrator.
Participation in the LTD Plan is optional. But if you don't enroll and your employment with JPMorgan Chase ends due to total disability, your coverage under certain Benefits and Retirement Plans may be affected. So be sure you give serious consideration to the advantages of coverage under the LTD Plan before deciding not to enroll.
This section will provide you with a better understanding of how your Long-Term Disability Plan coverage works, including how and when benefits are paid.
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Questions?
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To Access the Benefits Web Center
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Contact the Benefits Call Center through accessHR:
If calling from outside the United States:
Service Representatives are available from 8 a.m. to 7 p.m. Eastern Time, Monday through Friday, except certain U.S. holidays.
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From Work: Go to Company Home > My Rewards @ Work
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The JPMorgan Chase U.S. Benefits Program is available to most full-time and part-time U.S. dollar-paid salaried employees who are regularly scheduled to work 20 hours or more a week and who are employed by JPMorgan Chase & Co. or one of its subsidiaries to the extent that such subsidiary has adopted the JPMorgan Chase U.S. Benefits Program. This information does not include all of the details contained in the applicable insurance contracts, plan documents, and trust agreements. If there is any discrepancy between this information and the governing documents, the governing documents will control. JPMorgan Chase & Co. expressly reserves the right to amend, modify, reduce, change, or terminate its benefits and plans at any time. The JPMorgan Chase U.S. Benefits Program does not create a contract or guarantee of employment between JPMorgan Chase and any individual. JPMorgan Chase or you may terminate the employment relationship at any time.
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