JPMorgan Chase reserves the right to amend, modify (including cost of coverage), reduce or curtail benefits under, or terminate the Disability Leave Policy at any time for any reason by act of the Employee Relations Executive. Upon termination of the Disability Leave Policy, all outstanding claims for benefits will be adjudicated and paid in accordance with the Disability Leave Policy. Coverage under the Disability Leave Policy does not represent a vested benefit.

JPMorgan Chase also reserves the right to amend any of the plans and policies, to change the method of providing benefits, to curtail or reduce future benefits, or to terminate at any time for any reason any or all of the plans and policies described in this Guide and all related updates and supplements. Neither this Guide nor the benefits described in the Guide create a contract of employment nor a guarantee of employment between JPMorgan Chase and any employee.

If you have any questions about this policy, please call the accessHR Contact Center.