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What Is Not Covered
Disability pay benefits under the JPMorgan Chase Disability Leave Policy do not cover any disability that results from:
  • War — declared or undeclared — or any act of war;
  • Active participation in a riot;
  • Your participation in a felony; or
  • Disability related to your elective cosmetic surgery or recuperation of such surgery. Please see "Disability" in the "Important Terms" section for more information.
If you suffer a disability but are considered able to work, you will not be eligible for disability pay benefits under the Disability Leave Policy if the sole reason you do not report to work is due to your inability to commute to your workplace. (If this is an issue that affects you, please see the "Disability and Reasonable Accommodation Policy" available at Company Home > HR & Personal > Career & Work > HR Policies > What It Means to Work at JPMorgan Chase.)
For more information on what is covered and what is not covered under the JPMorgan Chase Disability Leave Policy, please contact the appropriate claims evaluator, either The Hartford or Disability Management Services (DMS). (Please see "Appealing Claims" for contact information.)